Cambridge University Press
9780521760645 - Commercial Law - Principles and Policy - By Nicholas Ryder, Margaret Griffiths and Lachmi Singh
Table of Contents
Contents
|
Preface
|
xiii |
|
List of abbreviations
|
xv |
|
Table of statutory provisions
|
xvii |
|
Table of cases
|
xlvii |
|
Part 1 Agency
|
1 |
|
Part 1 Chapter 1Agency: an introduction
|
3 |
|
1 Introduction
|
3 |
|
2 What is agency?
|
3 |
|
3 Nature and characteristics of agency
|
6 |
|
4 The different types of agency
|
8 |
|
5 Conclusion
|
13 |
|
6 Recommended reading
|
13 |
|
Part 1 Chapter 2The authority of an agent
|
14 |
|
1 Introduction
|
14 |
|
2 The authority of an agent
|
14 |
|
3 Agency by ratification
|
21 |
|
4 Agency of necessity
|
25 |
|
5 Conclusion
|
26 |
|
6 Recommended reading
|
26 |
|
Part 1 Chapter 3Relations between a principal and agent
|
28 |
|
1 Introduction
|
28 |
|
2 Duties of an agent
|
28 |
|
3 Rights of an agent
|
43 |
|
4 Commercial agents and principals
|
47 |
|
5 Disclosed agency
|
49 |
|
6 Undisclosed agency
|
52 |
|
7 Termination of agency
|
54 |
|
8 Recommended reading
|
58 |
|
Part 2 Sale of Goods and Services
|
59 |
|
Part 2 Chapter 1Sale of goods policy
|
61 |
|
1 Introduction
|
61 |
|
2 Background
|
62 |
|
3 Development of the sale of goods
|
62 |
|
4 Equality of bargaining power: non-consumers and consumers
|
65 |
|
5 Impact of the European Union
|
69 |
|
6 Contract of sale
|
71 |
|
7 Contracts for non-monetary consideration
|
72 |
|
8 Contracts for the transfer of property or possession
|
73 |
|
9 Recommended reading
|
77 |
|
Part 2 Chapter 2The implied conditions in sale of goods contracts
|
78 |
|
1 Introduction
|
78 |
|
2 Background
|
79 |
|
3 Sale of Goods Act 1979, section 12: the right to sell
|
80 |
|
4 Sale of Goods Act 1979, section 13: compliance with description
|
85 |
|
5 Sale of Goods Act 1979, section 14(2): satisfactory quality
|
91 |
|
6 Sale of Goods Act 1979, section 14(3): fitness for purpose
|
102 |
|
7 Sale of Goods Act 1979, section 15: sale by sample
|
105 |
|
8 Exclusion and limitation of liability
|
106 |
|
9 Acceptance
|
107 |
|
10 Remedies
|
110 |
|
11 Recommended reading
|
112 |
|
Part 2 Chapter 3The passage of title, delivery and payment
|
114 |
|
1 Introduction
|
114 |
|
2 Background to the passage of property and risk
|
115 |
|
3 Rules governing the passage of property
|
115 |
|
4 Passage of risk
|
125 |
|
5 The nemo dat exceptions
|
127 |
|
6 Delivery and payment
|
133 |
|
7 Remedies
|
136 |
|
8 Recommended reading
|
143 |
|
Part 2 Chapter 4The supply of goods and services
|
144 |
|
1 Introduction
|
144 |
|
2 Background
|
145 |
|
3 Provision of Services Regulations 2009
|
146 |
|
4 Supply of Goods and Services Act 1982
|
154 |
|
5 Recommended reading
|
164 |
|
Part 2 Chapter 5E-commerce and distance selling
|
165 |
|
1 Introduction
|
165 |
|
2 Background
|
165 |
|
3 Electronic Commerce (EC Directive) Regulations 2002
|
166 |
|
4 Distance selling
|
173 |
|
5 Recommended Reading
|
180 |
|
Part 3 International Trade and Sales
|
181 |
|
Part 3 Chapter 1Standard trade terms
|
183 |
|
1 Introduction
|
183 |
|
2 CIF contracts
|
183 |
|
3 FOB contracts
|
192 |
|
4 Ex Works
|
195 |
|
5 FAS contracts
|
196 |
|
6 Conclusion
|
196 |
|
7 Recommended reading
|
196 |
|
Part 3 Chapter 2The Vienna Convention on the International Sale of Goods 1980 (CISG)
|
197 |
|
1 Introduction and background
|
197 |
|
2 Structure and scope
|
198 |
|
3 UNIDROIT Principles of International Commercial Contracts
|
212 |
|
4 Conclusion
|
213 |
|
5 Recommended reading
|
213 |
|
Part 3 Chapter 3Payment in international sales
|
215 |
|
1 Introduction and background
|
215 |
|
2 Open account
|
215 |
|
3 Bills of exchange
|
216 |
|
4 Documentary collections
|
217 |
|
5 Introduction to letters of credit
|
217 |
|
6 Factoring
|
226 |
|
7 Forfaiting
|
228 |
|
8 Conclusion
|
229 |
|
9 Recommended reading
|
229 |
|
Part 3 Chapter 4Carriage of goods by sea
|
231 |
|
1 Introduction
|
231 |
|
2 Hague and Hague-Visby Rules
|
234 |
|
3 Charterparties
|
247 |
|
4 Time charterparty
|
256 |
|
5 Common law obligations of the shipper
|
259 |
|
6 Common law obligations of the carrier
|
263 |
|
7 Bills of lading
|
265 |
|
8 Electronic bills of lading
|
268 |
|
9 Conclusion
|
268 |
|
10 Recommended reading
|
268 |
|
Part 4 Tortious Liability for Defective Products
|
271 |
|
Part 4 Chapter 1Negligence and the rise of product liability
|
273 |
|
1 Introduction
|
273 |
|
2 Background
|
274 |
|
3 Development of negligence
|
275 |
|
4 The move to strict liability
|
280 |
|
5 Types of defect
|
281 |
|
6 Developments in strict liability
|
284 |
|
7 Recommended reading
|
296 |
|
Part 4 Chapter 2Product Liability under the Consumer Protection Act 1987
|
298 |
|
1 Introduction
|
298 |
|
2 Personnel
|
299 |
|
3 Meaning of ‘product’
|
305 |
|
4 Defectiveness
|
307 |
|
5 Defences
|
319 |
|
6 Contributory negligence
|
327 |
|
7 Recoverable damage
|
328 |
|
8 Limitations on liability
|
330 |
|
9 Recommended reading
|
332 |
|
Part 5 Unfair Commercial Practices
|
333 |
|
Part 5 Chapter 1Policy on unfair commercial practices
|
335 |
|
1 Introduction
|
335 |
|
2 Background
|
336 |
|
3 Enforcement strategy
|
338 |
|
4 Criminal law controls
|
339 |
|
5 Civil law enforcement
|
344 |
|
6 Recommended reading
|
348 |
|
Part 5 Chapter 2The Consumer Protection from Unfair Trading Regulations 2008
|
350 |
|
1 Introduction
|
350 |
|
2 Scope of the 2008 Regulations
|
351 |
|
3 Prohibition against unfair commercial practices
|
357 |
|
4 Codes of practice
|
360 |
|
5 Misleading actions
|
362 |
|
6 Misleading omissions
|
372 |
|
7 Aggressive commercial practices
|
375 |
|
8 Commercial practices which are automatically unfair
|
379 |
|
9 Offences
|
391 |
|
10 Recommended reading
|
392 |
|
Part 5 Chapter 3Business protection from misleading marketing
|
393 |
|
1 Introduction
|
393 |
|
2 Background
|
394 |
|
3 Controls over misleading advertising
|
394 |
|
4 Comparative advertising
|
399 |
|
5 Promotion of misleading and comparative advertising
|
402 |
|
6 Recommended reading
|
403 |
|
Part 6 Banking and Finance Law
|
405 |
|
Part 6 Chapter 1Government policy
|
407 |
|
1 Introduction
|
407 |
|
2 History of banking regulation: early policy initiatives
|
407 |
|
3 New Labour and a new policy
|
410 |
|
4 The Financial Services Authority
|
422 |
|
5 The Coalition government
|
436 |
|
6 Conclusion
|
437 |
|
7 Recommended reading
|
438 |
|
Part 6 Chapter 2Banking and finance law
|
439 |
|
1 Introduction
|
439 |
|
2 What is a bank?
|
439 |
|
3 What is a customer?
|
442 |
|
4 Bank accounts
|
444 |
|
5 Cheques
|
449 |
|
6 Payment cards
|
451 |
|
7 Banker’s duty of confidentiality
|
454 |
|
8 Banking Conduct Regime
|
457 |
|
9 Payment Services Regulations 2009
|
459 |
|
10 Conclusion
|
460 |
|
11 Recommended reading
|
461 |
|
Part 6 Chapter 3Banking regulation
|
462 |
|
1 Introduction
|
462 |
|
2 European banking regulation
|
462 |
|
3 The Financial Services Authority
|
466 |
|
4 Financial Services Compensation Scheme
|
473 |
|
5 Financial Ombudsman Scheme
|
473 |
|
6 Financial Services and Markets Tribunal
|
473 |
|
7 The Bank of England
|
474 |
|
8 Bank insolvency
|
475 |
|
9 Illicit finance
|
477 |
|
10 Conclusion
|
492 |
|
11 Recommended reading
|
493 |
|
Part 7 Consumer Credit
|
495 |
|
Part 7 Chapter 1The government’s policy towards consumer credit
|
497 |
|
1 Introduction
|
497 |
|
2 Evolution of the consumer credit market
|
498 |
|
3 Consumer debt, financial exclusion and over-indebtedness
|
501 |
|
4 Irresponsible lending
|
505 |
|
5 Regulation of irresponsible lending
|
506 |
|
6 Irresponsible borrowing
|
508 |
|
7 Ineffective legislative protection for consumers
|
510 |
|
8 A change of policy
|
514 |
|
9 Lessons from the United States
|
518 |
|
10 Conclusion
|
519 |
|
11 Recommended reading
|
520 |
|
Part 7 Chapter 2The Consumer Credit Act 1974
|
522 |
|
1 Introduction
|
522 |
|
2 Crowther Committee on Consumer Credit
|
523 |
|
3 Consumer Credit Act 1974
|
524 |
|
4 Formalities
|
531 |
|
5 Cancellation of agreements
|
532 |
|
6 Pre- and post-contract information
|
532 |
|
7 Documentation of credit and hire agreements
|
535 |
|
8 Matters arising during the currency of credit or hire agreements
|
535 |
|
9 Credit advertising
|
536 |
|
10 Credit licensing
|
539 |
|
11 Unfairness test
|
544 |
|
12 Other powers of the court
|
550 |
|
13 Financial Ombudsman Service
|
550 |
|
14 Enforcement
|
552 |
|
15 Consumer Credit Directive
|
554 |
|
16 Conclusion
|
557 |
|
17 Recommended reading
|
557 |
|
Bibliography
|
559 |
|
Index
|
581 |
© Cambridge University Press


