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Anti-Selection & Genetic Testing in Insurance: An Interdisciplinary Perspective
Published online by Cambridge University Press: 04 March 2022
Abstract
Anti-selection occurs when information asymmetry exists between insurers and applicants. When an applicant knows they are at high risk of loss, but the insurer does not, the applicant may try to use this knowledge differential to secure insurance at a lower premium that does not match risk.
- Type
- Independent Articles
- Information
- Journal of Law, Medicine & Ethics , Volume 50 , Issue 1: Health Law and Anti-Racism: Reckoning and Response , Spring 2022 , pp. 139 - 154
- Copyright
- © 2022 The Author(s)
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