Borrowing Together
Microfinance and Cultivating Social Ties
£91.99
- Author: Becky Yang Hsu, Georgetown University, Washington DC
- Date Published: January 2018
- availability: Available
- format: Hardback
- isbn: 9781108420525
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In Borrowing Together, Becky Hsu examines the social aspects of the most intriguing element of group-lending microfinance: social collateral. She investigates the details of the social relationships among fellow borrowers and between borrowers and lenders, finding that these relationships are the key that explains the outcomes in rural China. People access money through their social networks, but they also do the opposite: cultivate their social relationships by moving money. Hsu not only looks closely at what transpired in the course of a microfinance intervention, but also reverses the gaze to examine the expectations that brought the program to the site in the first place. Hsu explains why microfinance's 'articles of faith' failed to comprehend the influence of longstanding relationships and the component of morality, and how they raise doubts - not only about microfinance - but also about the larger goals of development research.
Read more- Proposes a new theory of microfinance based on pragmatist theory
- Investigates the cultural aspects of microfinance
- Examines the workings of social collateral
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×Product details
- Date Published: January 2018
- format: Hardback
- isbn: 9781108420525
- length: 186 pages
- dimensions: 235 x 158 x 15 mm
- weight: 0.4kg
- contains: 1 b/w illus. 4 tables
- availability: Available
Table of Contents
List of figures
List of tables
Acknowledgments
1. Group lending, social ties, and a pragmatist theory of microfinance
2. Microfinance in China: history, influences, and program efforts
3. Credit and favor: the effect of social influence on repayment and default
4. Repaying a friend: making the self and the impossible default
5. The social cost of sanctions: why borrowers avoided making others lose face
6. Personhood, microfinance, and a new proposition for the sociology of development
Appendix: fieldwork methodology
Glossary
Bibliography
Index.
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