Iam not an expert on the detail of any of the issues surrounding the right use of money. I am simply a Quaker who has reflected on some of them through the prism of the Quaker Testimonies. These are our convictions as to what is ultimately true about our life on earth, because, if you like, they come closest to reflecting our intimations of the nature of God. These Testimonies are nothing unless we practise them and, in doing so, experience afresh the deep reality they point to. They can be crudely summarised as Testimonies to Peace, to Equality, to Simplicity, to Truth and Integrity and to the Earth; but they are experienced truths – not mere notions or theories. My own practice of them has taken me from a university career in St Andrews to working with a housing cooperative in inner-city Salford. Such a change gives insights into inequality: I have taken a 50% pay cut in the process and still been immeasurably better off than the people I work with. Here, going as a family even on a subsidised day trip to the seaside can be a big financial decision. The same economic gradient has become transparent in my moving house from the desirable leafy suburb of Didsbury to Ordsall, through the body language and utterances of estate agents, for whom such moves are as unnatural in our economic system as water flowing uphill. It is such experiences that lie behind the simple arguments that follow.