Successful retirement requires proper planning through the decades, starting in your 20s and continuing through your 70s. The key to saving enough for retirement is to invest as much as possible, as early as possible. The bottom line is this: you must create an investment strategy where you literally do not run out of money before you die. Future financial freedom is dependent on the exercise of current financial discipline. By creating realistic budgets, adequately funding savings and retirement accounts, following wise investment strategies, and reacting appropriately to economic and market conditions, you have the best chance to fund and enjoy a future that meets your needs and goals. Chapter describes important financial planning through the decades of life, 20s, 30s,40s, 50s, 60s, 70s,80s, 90s, and 100s.