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P. Diamond 1984. Money in search equilibrium. Econometrica 52: 1–20.
B. Epstein 2010. The diviner and the scientist: revisiting the question of alternative standards of rationality. Journal of the American Academy of Religion 78: 1048–1086.
H. Leland and D. Pyle 1977. Informational asymmetries, financial structure, and financial intermediation. Journal of Finance 32: 371–387.
R.C. Merton 1989. On the application of the continuous-time theory of finance to financial intermediation and insurance. Geneva Papers on Risk and Insurance Theory 14: 225–261.