Our proximity and external vantage point make M31 an ideal testbed for understanding the structure of spiral galaxies. The Andromeda Optical and Infrared Disk Survey (ANDROIDS) has mapped M31's bulge and disk out to R=40 kpc in ugriJKs bands with CFHT using a careful sky calibration. We use Bayesian modelling of the optical-infrared spectral energy distribution (SED) to estimate profiles of M31's stellar populations and mass along the major axis. This analysis provides evidence for inside-out disk formation and a declining metallicity gradient. M31's i-band mass-to-light ratio (M/Li*) decreases from 0.5 dex in the bulge to ~ 0.2 dex at 40 kpc. The best-constrained stellar population models use the full ugriJKs SED but are also consistent with optical-only fits. Therefore, while NIR data can be successfully modelled with modern stellar population synthesis, NIR data do not provide additional constraints in this application. Fits to the gi-SED alone yield M/Li* that are systematically lower than the full SED fit by 0.1 dex. This is still smaller than the 0.3 dex scatter amongst different relations for M/Li via g – i colour found in the literature. We advocate a stellar mass of M*(30 kpc) = 10.3+2.3-1.7 × 1010 M⊙ for the M31 bulge and disk.