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Does FCS Association Size Affect Credit Availability?

Published online by Cambridge University Press:  28 April 2015

Charles Dodson  and
Marvin Duncan
Charles Dodson
Affiliation:
USDA Farm Service Agency
Marvin Duncan
Affiliation:
USDA's Office of Energy in Washington, D.C.
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Abstract

An analysis of the characteristics of farm businesses by size of FCS direct lending association suggests that further consolidation of FCS lending should have limited negative impacts on credit availability. Commercial-sized farm businesses with FCS real estate debt appeared similar to those who obtained credit from competing lenders, but smaller associations and those with fewer stockholders per branch appeared to serve larger and more wealthy commercial-sized farms.

Keywords

credit availabilitydirect lending association
Type
Invited Paper Sessions
Information
Journal of Agricultural and Applied Economics , Volume 31 , Issue 2 , August 1999 , pp. 229 - 239
Copyright
Copyright © Southern Agricultural Economics Association 1999

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