Ahern M., Americks J., Dickson J., Nestor R. and Utkus S. (2005) Tax diversification and the Roth 401(k). Vanguard Center for Retirement Research, 18.
Boyd S. and Vandenberghe L. (2004) Convex Optimization. Cambridge: Cambridge University Press.
Brown J.R., Fang C. and Gomes F. (2011) Risk and returns to education: The value of human capital. Working Paper, University of Illinois at Urbana-Champaign.
Burman L.E., Gale W.G. and Weiner D. (2001) The taxation of retirement saving: choosing between front-loaded and back-loaded options. National Tax Journal, 54(3): 689–702.
Butterfield S.L., Jacobs F.A. and Larkins E.R. (2000) The Roth versus the traditional IRA: a comparative analysis. Journal of Applied Business Research, 16(4): 113–128.
Cocco J., Gomes F. and Maenhout P. (2005) Consumption and portfolio choice over the life cycle. Review of Financial Studies, 18(2): 491–533.
Dammon R.M. (2009) Retirement investing: analyzing the Roth conversion option. Tepper School of Business, Paper 104.
Dickson J.M. (2004) Pension taxation and tax code risk. In Gale E.G., Shoven J.B., and Warshawsky M.J. (eds). Private Pensions and Public Policies, Brookings Institution Press, 221–231.
Engen E.M., Gale W.G. and Scholz J.K. (1994) Do savings incentive work? Brookings Papers on Economic Activity, 25(1): 85–180.
Gokhale J., Kotlikoff L.J. and Neumann T. (2001) Does participating in a 401(k) raise your lifetime taxes? National Bureau of Economic Research, Working paper 8341.
Gomes F., Michaelides A. and Polkovnichenko V. (2009) Optimal savings with taxable and tax-deferred accounts. Review of Economic Dynamics, 12: 718–735.
He H. and Pages H.F. (1993) Labor income, borrowing constraints, and equilibrium asset prices. Economic Theory, 3: 663–696.
Kotlikoff L.J., Marx B. and Rapson D. (2008) To Roth or not? That is the question. National Bureau of Economic Research, Working paper 13763.
Lachance M.E. (2012) Optimal onset and exhaustion of retirement savings in a life-cycle model. Journal of Pension Economics and Finance, 11(1): 21–52.
Laibson D.I., Repetto A. and Tobachman J. (1998) Self-control and saving for retirement. Brookings Papers on Economic Activity, 91–172.
Love D.A. (2007) What can the life-cycle model tell us about 401(k) contributions and participation? Journal of Pension Economics and Finance, 6(2): 1473–1492.
Yaari M.E. (1965) Uncertain lifetime, life insurance, and the theory of the consumer. Review of Economic Studies, 32(3): 137–150.