This article explores some of the methods used to raise credit in an important trading region of late medieval England during a decline in overseas trade and an international bullion famine. It argues that, because provincial credit arrangements depended on local as well as national factors, a combination of demographic and regional circumstances contributed to the commercial weakness of Yorkshire merchants as they faced growing competition from Londoners with access to more sophisticated financial networks.

Were banks in the Jacksonian era merely bastions of privilege or were they vehicles of upward mobility for those without capital? The authors attempt to answer these questions by analyzing changes in the wealthholdings of directors of banks in Providence, Rhode Island, during the period 1830 to 1845. They find that bank charters granted in the 1830s did tend to benefit men with relatively little property and that they provided a rising group of entrepreneurs with the financial wherewithal to challenge the established elite.

Life insurance corporations were among the first businesses to expand their activities across state lines in the mid-nineteenth century. Yet their efforts were often impeded by protectionist state laws and uneven state regulations. The industry reacted by forming a trade association that pressed for federal regulation of multistate insurance sales. This article examines the life insurance industry's attempts in Congress and in the courts to alter the balance of federalism and to promote free trade in a growing national market.

This article argues that the business policies of the German credit banks were only a secondary cause of the troubles that befell them between the wars and that the primary explanation lies in the instability of their monetary environment and of the credit sector's competitive structure. By carefully tracing the impacts of the interwar inflation and stabilization and of the 1931 crisis on the German banking industry, setting them in the context of domestic and international political developments, the article explains the limited choices available to the banks in this period and their relative eclipse during the Third Reich.

In this wide-ranging essay, a banking historian surveys the major debates in the historiography of U.S. commercial banking. Touching on various controversies in the field—old, new, and brewing, from financing the Revolution to the savings and loan crisis—the article serves as a guide to the parameters of debate and provides an introductory bibliography to acquaint interested readers with banking literature from colonial times to the present.