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We respectfully take this method to inform the Public, that having established a Branch of our House in London and Liverpool, we are now prepared to receive Parcels, Bundles, Packages, and Samples of Goods, &c. for all parts of the United States. All Parcels will be forwarded per the Royal Mail and other Lines of Steamers to Boston and New York, and those for Boston, Providence, New York, Philadelphia, or Baltimore, will be immediately forwarded by our Daily Express Line of Cars, and delivered in either of the above-named Cities as directed. Parcels for Washington, Charleston, Mobile, New Orleans, Cincinnati, and other parts of the Union, will be despatched by first regular conveyance. Also all Orders, Commissions, or any Business in either of the above Cities attended to, and Returns obtained by first return Steamers; and any and all Business intrusted to our charge will meet with prompt attention.
Messrs H. & C. hope by unremitted promptness and attention, united with their experience and facilities for transmission in the United States, to give perfect satisfaction.
Offices, No. 27 Bucklersbury, London; No. 4 Lower Castle Street, Liverpool; No. 8 Court Street, Boston; Union Buildings, Providence; No. 2 Wall Street, New York, and Corner of Third and Market Streets, Philadelphia.
Life Insurance.–In the course of conversation, it was mentioned to me that there is only one Life Insurance Company in Boston, one in New York, and one very recently established in Philadelphia; but no other in the United States, so far as my informant knew. I asked the reason of this, seeing that these companies are very numerous and useful in Britain. One gentleman said, that early marriages, which greatly increase the chances of the parents living to rear their own children, and also the great facility with which children can provide for themselves in America, render the people less anxious about insuring their lives than they are in old countries where the circumstances are different. Another friend remarked that capital here is so productive, that many persons believe that they can do better for their families by employing it in trade, than by paying it in premiums to insurance offices; while a third hinted that there is also an impatience in the people for immediate returns, which renders them averse to an expenditure, however small, that is to yield its fruits only at a distant period, and after their own death; and finally, that suspicions have been entertained of the stability of Insurance offices in this country.